Pricing

Pick the plan that fits.

Annual plans start with a 14-day free trial. Cancel anytime.

Folio

Folio AI on your money — one bank, one decision engine.

$6.58/mo

Billed annually ($79/yr — saves $29)

1 connected institution
Live transaction sync
Real-time net worth
Folio AI: 20 questions/mo
Avalanche / snowball payoff calculator
Email support

Most popular

Essential

Every account, every verdict, all the math.

$10.75/mo

Billed annually ($129/yr — saves $51)

Everything in Folio
Unlimited connected accounts
Folio AI: 40 questions/mo
Cards: APR, payment & interest projection
Cards: benefit tracking + sign-up bonus progress
Debt: mortgages, student loans auto-pulled
Investments dashboard
Unlimited budgets + goals

Core

Built for households that ask hard money questions.

$20.75/mo

Billed annually ($249/yr — saves $99)

Everything in Essential
Folio AI: unlimited
Live balance sync as transactions land
Auto-detect benefit usage from transactions
AI card lookup (unlimited)
Persistent agent memory (Joe remembers you)
Tax-ready CSV exports
Priority support
Early access to new features

Cancel anytime. Prices in USD.